{"id":34,"date":"2026-05-26T13:25:41","date_gmt":"2026-05-26T12:25:41","guid":{"rendered":"https:\/\/clearlybusinesslaw.mrsdemo3.co.uk\/?p=34"},"modified":"2026-05-26T13:25:41","modified_gmt":"2026-05-26T12:25:41","slug":"high-court-ruling","status":"publish","type":"post","link":"https:\/\/clearlybusinesslaw.mrsdemo3.co.uk\/?p=34","title":{"rendered":"High Court Ruling &#8211; Business Interruption claims"},"content":{"rendered":"<h1 class=\"wp-block-heading\">High Court Ruling<\/h1><p class=\"wp-block-paragraph\"><span>Sep 25, 2020<\/span> | <a href=\"https:\/\/clearlybusinesslaw.co.uk\/category\/business\/\" rel=\"category tag\">Business Law Articles<\/a> | <span><a href=\"https:\/\/clearlybusinesslaw.co.uk\/high-court-ruling\/#respond\">0 comments<\/a><\/span><\/p><figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" src=\"\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201080%20675'%3E%3C\/svg%3E\" alt=\"High Court ruling in favour of business interruption insurance case\" width=\"1080\" height=\"675\" data-lazy-sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 1080px, 100vw\"><\/figure><h2 class=\"wp-block-heading\"><span>High Court rules in favour of struggling firms in Business Interruption Insurance Case<\/span><\/h2><p class=\"wp-block-paragraph\"><span>Insurers may have to pay out to hundreds of thousands of British businesses whose had business interruption insurance claims rejected during the Covid 19 pandemic following a High Court decision in a test case brought by the Financial Conduct Authority (FCA) which found in favour of policyholders.<\/span><\/p><p class=\"wp-block-paragraph\"><span>The judgment doesn\u2019t determine every single issue raised, and some points were found in favour of insurers, but it does give guidance in identifying which claims are covered in the wake of the Covid 19 pandemic. <\/span><\/p><p class=\"wp-block-paragraph\"><span>We asked Lucy Rumming of <a href=\"https:\/\/www.thewillowsinsurance.co.uk\" target=\"_blank\" rel=\"noopener\">The Willows Insurance Services<\/a> for her thoughts.<\/span><\/p><p class=\"wp-block-paragraph\"><i><span>\u201cThe Pandemic and subsequent lockdown were a really unprecedented situation for British business and also insurers, it is great that the FCA moved so quickly to try and find some clarity in how insurance policies should respond for the businesses who have some form of pandemic or authority shut down cover included in their business interruption insurance. This case is really important for those businesses who did have this sort of cover in place and also for insurers to be able to respond appropriately, and also look at ways to deal with this sort of situation in the future should it happen again.\u201d<\/span><\/i><\/p><p class=\"wp-block-paragraph\"><span>Further commentary about the decision can be found at <a href=\"https:\/\/www.bbc.co.uk\/news\/business-54158830\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bbc.co.uk\/news\/business-54158830<\/a><\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>High Court Ruling Sep 25, 2020 | Business Law Articles | 0 comments High Court rules in favour of struggling firms in Business Interruption Insurance Case Insurers may have to pay out to hundreds of thousands of British businesses whose had business interruption insurance claims rejected during the Covid 19 pandemic following a High Court [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":81,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-34","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorised"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>High Court Ruling - Business Interruption claims<\/title>\n<meta name=\"description\" content=\"High Court ruling means Insurers may have to pay out to British firms who had business interruption claims turned down during the pandemic.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"High Court Ruling - Business Interruption claims\" \/>\n<meta property=\"og:description\" content=\"High Court ruling means Insurers may have to pay out to British firms who had business interruption claims turned down during the pandemic.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/clearlybusinesslaw.mrsdemo3.co.uk\/?p=34\" \/>\n<meta property=\"og:site_name\" content=\"Clearly Business Law\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-26T12:25:41+00:00\" \/>\n<meta name=\"author\" content=\"MRS Digital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"MRS Digital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/clearlybusinesslaw.mrsdemo3.co.uk\\\/?p=34#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/clearlybusinesslaw.mrsdemo3.co.uk\\\/?p=34\"},\"author\":{\"name\":\"MRS Digital\",\"@id\":\"https:\\\/\\\/clearlybusinesslaw.mrsdemo3.co.uk\\\/#\\\/schema\\\/person\\\/dab3ed2e879b39a2ed5c7cc9ae8c02f1\"},\"headline\":\"High Court Ruling &#8211; 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